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THE NORRIS INSURANCE AGENCY, INC. provides very competitive programs administered by experienced professionals in the workers' comp field. Your policy will be individually reviewed to help you receive the credits and discounts that may be available as well as to help you with any prior policy problems. Options and services available may include, but are not necessarily limited to, the following:
- Friendly Service – We are always glad when you call!
- New and hard to place businesses.
- No down-payment plans available for qualified businesses. Imagine buying Workers’ Comp without any deposit!
- Safety Programs (saves you 2%) and Drug-Free Programs (saves you 5%) set up for you turn-key.
- Return of Premium Programs - Up to 40% return depending on claims and premiums. WOW! (Minimum premiums of $25,000 to participate)
- Dividend programs available starting at premiums as low as $5,000
- Claims Review – Review and follow-up on open claims to get these closed as soon as possible. Remember that dollars “held in reserve” against open claims count against your mod-factor just as if these dollars had already been paid out. A lack of follow-up may allow claims to be left open for years at a time – causing your mod-factor to go up thus costing you unnecessary expense.
- Complete audit review and assistance with audit problems. Upon your request we are available to review audit worksheets, check for correct classifications, exemptions, overtime, and other common problem areas which could save you money. We’ll also be glad to interface with the insurance company to correct any discrepancies.
- Review of classification codes to assist in making sure that your employees are properly classified. Errors are very common. Did you know that there are four different carpentry codes?
- We strive to send out Certificates of Insurance within 30 minutes!
- Are you saving up to 35% on little known credits which are available in addition to Safety and Drug-Free credits? We can help where others have not!
- We will review your past policies for mistakes - We are very successful in recovering large sums of money from previous policies. We can assist you in this area without you even having to change agents! Let us prove ourselves to you.
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